Last updated: 24 September 2026.
About these terms
These terms apply when you use numbiqo.com and its calculators. Numbiqo operates the website from the United Kingdom. Questions about these terms can be sent to privacy@numbiqo.com.
Using Numbiqo
The calculators are free tools for general information and planning. You are responsible for entering suitable values, checking the assumptions shown with each tool and independently verifying any result that could affect an important decision.
No professional advice
Financial, tax and business estimates are not personal recommendations, quotes, accounting or payroll records, lending decisions, or legal, tax, investment or financial advice. Rates and rules may change, and individual circumstances may fall outside a tool’s scope. Use official sources or a qualified professional for consequential decisions.
Availability and accuracy
We work to keep Numbiqo useful, current and accurate, but we do not promise that every result will apply to every situation or that the website will always be uninterrupted or error-free. Nothing in these terms excludes rights or liability that cannot lawfully be excluded.
Acceptable use
Do not misuse the website, interfere with its operation, attempt unauthorised access, introduce malicious code, copy the service in a way that infringes our rights, or present Numbiqo results as official decisions or guarantees.
Intellectual property and links
Numbiqo’s branding, page design, original explanations and software are protected by applicable intellectual-property laws. You may link to public pages and use calculator results for lawful personal or business purposes. External links are provided for reference; we do not control third-party websites.
Changes and governing law
We may update the website or these terms as the service develops. The date above shows the latest version. These terms are governed by the laws of England and Wales, and the courts of England and Wales will have jurisdiction, subject to any mandatory consumer rights that apply where you live.